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4. Make Sense of Your Dollars With Wesabe

Wesabe's spending summary charts where your money goes.
When the thought of firing up Quicken makes you want to clean out the garage instead, head over to Web-based money manager Wesabe. Register for a free Wesabe account, and upload your bank account information by hand, or use Wesabe's desktop uploader or its Firefox extension to automatically enter account transactions into Wesabe. (Relax--Wesabe doesn't store your online banking passwords, and it keeps your transaction data safe and secure. Check out its extensive Privacy Policy to see how.)

You can skip balancing your checkbook now--Wesabe organizes all your account transactions in a single place, translates "bankspeak" into human-friendly transaction descriptions, charts a birds-eye view of where your money's going, and puts its community of users to work to help you save money and reach your financial goals.

5. Find the Perfect Gift With Amazon Gift Organizer

Amazon Gift Organizer keeps track of your loved ones and of special occasions like birthdays, and makes just-in-time gift recommendations via e-mail.
Never spend the morning of her birthday scrambling for a gift, any gift, ever again. Enter your loved ones' names, birth dates, gender, and Amazon wish list into Amazon's Gift Organizer, plus gift-worthy occasions for each, like birthdays, anniversaries, or graduation. Then sit back and relax. When the big day nears, you'll receive an e-mail reminder that contains eerily on-target gift recommendations. Order on the spot and you'll have the perfect present in hand right on time. 

6. Stay Organized by Phone With Jott

Link your favorite online organizers to your Jott account, like Google Calendar, Remember the Milk, and Sandy, to add appointments, notes, and tasks to those services by voice.
If thumbing text on your mobile's keypad isn't your cup of tea, call Jott instead. At its most basic level, Jott is a transcription service--speak a note to yourself, and Jott transcribes your message and e-mails you the text. But Jott's functionality goes way beyond that when it acts as a conduit to other Web applications.

For example, using Jott, you can add appointments to your Google Calendar over the phone, e-mail Sandy, add an item to your Remember the Milk to-do list, or even search Amazon for a product you're interested in, all by voice. Once you've signed up  and configured your account, simply call Jott's number (866-JOTT-123), say the name of service you want to access, and speak your message.

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