Lay It All Out With Family Budget Planner for Excel

Today's Best Tech Deals

Picked by PCWorld's Editors

Top Deals On Great Products

Picked by Techconnect's Editors

In Charles Dickens's novel David Copperfield, a character speaks perhaps the greatest truth ever uttered about personal finances: "Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound aught and six, result misery." Family Budget Planner for Excel helps you stay in the happiness column.

To make sure you end up on the happiness side of the equation, you need to manage your annual budget properly. It's tough to get a handle on your annual finances--but this excellent, free Excel spreadsheet helps. Family Budget Planner for Excel lists every category of income and expense you can imagine. All you need to do is fill in your estimates for the coming year, and you'll see whether the likely result is happiness or misery. If the answer is misery, adjust your estimates until the numbers add up right--and then, of course, follow through on your budget.

There's one shortcoming in this spreadsheet that you need to keep in mind--it has no area for your taxes. So when you fill in your income, only input your net income (including interest income and dividends), not your gross.

Note: When you purchase something after clicking links in our articles, we may earn a small commission. Read our affiliate link policy for more details.
Shop Tech Products at Amazon