That increase corresponds with a 32 percent rise in mobile payment users expected this year. The number of users is expected to hit 212 million users, up from 160.5 million in 2011.
The forecast, announced Tuesday, also pegs mobile transaction values at $617 billion, with 448 million users, by 2016, Gartner said in a statement.
Mobile payments have been popular for years in Japan and South Korea, primarily for transit rides and small retail purchases, using Near Field Communication (NFC) technology. NFC usage is still low in the U.S. and Europe, partly because relatively few smartphones and NFC-ready networks and terminals are in use, various experts have noted.
Web/WAP access is expected to make up 88 percent of mobile payments in the U.S. even as late as 2016, when NFC usage is expected to increase, Gartner predicted.
"NFC payment involves a change in user behavior and requires collaboration among stakeholders that includes banks, mobile carriers, card networks and merchants," said Gartner analyst Sandy Shen. "It takes time for both to happen, so we don't expect NFC payments to come into the mass market before 2015."
Online purchases from mobile devices in North America and Europe are enhanced by major e-retailers such as Amazon and eBay, and by innovations such as the Starbucks' Card mobile app, which relies on barcode scanning from a smartphone to deduct money from a pre-loaded Starbucks card, Shen said.
Matt Hamblen covers mobile and wireless, smartphones and other handhelds, and wireless networking for Computerworld. Follow Matt on Twitter at @matthamblen or subscribe to Matt's RSS feed. His email address is mhamblen@computerworld.com.
See more by Matt Hamblen on Computerworld.com.
Read more about mobile apps and services in Computerworld's Mobile Apps and Services Topic Center.
This story, "Big Jump in Mobile Payments Expected, but U.S. Will Miss Out" was originally published by Computerworld.