Georgia: The “Transaction Alley” for Payment Processing

We know Fintech is where the next wave of innovation is hitting, from wearable contactless payment methods to Amazon’s totally contactless pop-up retail stores.

But if you think Silicon Valley is the hub for fintech developers, you’re wrong. “Transaction Alley,” where 70% of all payments transactions are handled, is in Atlanta. How’d Georgia become the center of the future of payments? Here’s the story.

Welcome, y’all

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What’s Next in Payments? Follow the Trend

“Will that be cash or credit?”

That simple question was once the extent of the payment options available to consumers. Fast forward to today’s hyper-connected society and the options span to mobile, contactless, and even voice-operated. It’s not just a purchase. It’s literally an experience.

As a small business owner, you know how important it is to listen to your customers’ demands to meet and exceed their expectations. The same is happening with the payments industry – customers expect to pay how they want, when they want, with no friction. That demand is what’s driving innovation in the industry. So, to stay ahead of what your customers want, keep track of what’s trending in shopping behavior.

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10 Facts about Millennials to Make Your Business More Attractive

Millennials. They’re the next generation of buying power shaping the payments industry, much like the Yuppies of the ’80s and the hippies of the ’70s. Following their shopping habits means staying on trend with the payments technology they’re using—from mobile, to wearable, to likely even biometric, in the future.

But making your business attractive to millennials doesn’t just stop there. We surveyed 1,000 U.S. small-business owners and shoppers to gauge their overall opinion of today’s payments landscape in our 2017 Payments Landscape Report. We asked them about their thoughts on payments security, their preferred payment method, and where they see making payments in the year 2020. Here’s a mashup of our research and research from other industry organizations to give you some tips on targeting the millennial market.

They’re born between 1980-2000. The oldest of the bunch are approaching 35 this year.

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Cryptocurrency: Top 5 Things You Should Know About Digital Cash

If you’ve had your ear to the fintech streets over the last few years, you’ve probably heard the term Bitcoin tossed around as cash’s digital counterpart. What you may not know is how Bitcoin’s emergence in 2009 has spawned a race across the globe to be part of the emerging trend.

What exactly is Bitcoin? Will it replace cash? What does it mean for your small business? Here’s a quick rundown to get you up to speed.

What is it?

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Key Insights on Improving Cash Flow in Small Businesses

Money. Capital. Funds. Profits. No matter the term used, small business owners everywhere are performing the same payments-in-payments-out balancing act to keep business going.

The battle for cash flow has been a long-fought one, and small business owners are continuing to find creative ways to make and receive payments on time. According to research by, sponsored by Sage Payment Solutions, one-third of survey respondents said their biggest concern is getting paid on time, and 14% said they were very or fairly frustrated with their invoicing system. SMBs often struggle with liquidity issues since they can’t tap into an equity market or sell corporate bonds like larger businesses can.

We surveyed 1,000 small business owners and 1,000 consumers to gauge their overall impression of different factors impacting the payments industry, such as cash flow and late payments. If you own a small business and are looking for ways to speed up cash flow, here are some ideas your peers have implemented throughout the year.

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Tokenization Makes Your Customers’ Shopping Experience More Convenient and More Secure

To a greater or lesser extent, fraud concerns almost everyone involved in e-business. How great would it be, then, if your small businesses could utilize an anti-fraud tool that’s not only highly effective, but also lower in cost than other methods and more convenient for your customers?

Tokenized payments are the payments security tool that scores a rare trifecta: highly secure, cost-effective, and very convenient for shoppers. Read on to find out if tokenized payments are the right choice for your business.

Tokenized payments: The next step?

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How to Keep Up With Your Customers When It Comes to Payment Innovation

What do you, a merchant or small business owner, need to know about Apple Pay, Samsung Pay, contactless payment, peer-to-peer, payment via messaging app, social commerce via Facebook Messenger, and all of the other new and emerging means of payment?

First and foremost, you should know that being able to readily accept payment from customers via whatever means they prefer to use is becoming an important way to build customer loyalty. In fact, as payment options multiply, failing to keep pace could prove disastrous: Businesses that fail to offer the latest payment types stand to lose customers, a growing number of whom want to pay with the latest technologies.

According to Sage Payment Solutions research, even customers who don’t plan to pay by new and emerging methods take note of the options a business offers: 87% of the consumers we surveyed said having a range of ways to receive money was important in making a business seem up to date. Read Sage’s exclusive 2017 Payments Landscape Report for the full story.

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